J R JONES SOLICITORS
0121 777 7864
JR Jones Solicitors Birmingham
solicitors Birmingham

Fraud

Fraud offences can range from small scale fraud carried out by an individual to large scale complex fraud involving multiple business or groups of people.

Whatever the charge, you will require a specialistcontact us solicitor with the knowledge and experience to mount an effective defence on your behalf.

If you are arrested you should ask for a Solicitor at the earliest opportunity. You have a right to legal representation. J R Jones solicitors are available 24 hours a day on 0961 369 885. Please make a note of this number. In office hours you can also call us on 0121 777 7864.

Advice at a Police Station is free of charge and will be paid for by Legal Aid. This does not depend on your financial circumstances.

Types of Fraud

There are a lot of different types of fraud. Below are listed some of the more common types:

  • Benefit Fraud
  • Credit Card Fraud
  • Insurance Fraud
  • Mortgage Fraud
  • Counterfeit Goods / Piracy
  • Tax Fraud / VAT / Carousel Fraud / MTIC
  • Money Laundering
  • Conspiracy to Defraud

Credit Card Fraud

Credit card fraud can range from the single use of a stolen card all the way up to large scale fraud using multiple cloned cards.

In its most basic form, trying to obtain goods or cash from an ATM by the use of a stolen card can be charged with fraud.

More complex variants of credit card fraud include:

  • Skimming –this involves stealing card details by using false PIN entry devices.
  • Duplicating cards – using stolen card details to produce counterfeit cards for use in fraudulent transactions.
  • Cardholder not present transactions – using stolen card details to process fraudulent transactions.

If you have been charged with any type of credit card fraud, contact us for advice.

Insurance Fraud

Insurance fraud is any act committed with the intent to fraudulently obtain payment from an insurer. An example could be deliberately starting a fire and then claiming on an insurance policy.

Other examples are: falsifying facts to obtain payments or exaggerating and topping up existing genuine claims.

If you have been charged with any type of Insurance fraud, contact us for advice.

Mortgage Fraud

This is where someone intentionally lies or misrepresents the facts to obtain a mortgage, or to obtain a larger mortgage than the true facts would allow.

Mortgage fraud cases often revolve around misleading information being given about such things as the borrower’s employment status contact usor income, other financial commitments such as debts, the value of the property or the purpose of the loan.

Other types of mortgage fraud may include borrowing money secured on a property to which the borrower is not the owner, or does not have the right to borrow funds against.

If you have been charged with mortgage fraud, contact us for advice.

Counterfeit Goods / Piracy

It is illegal to produce counterfeit goods as it is a breach of intellectual property rights. Likewise, sale or distribution of counterfeit goods is also illegal and can result in charges being brought. This can relate to any type of goods including currency, DVD’s and designer goods and clothing.

If you have been arrested for any crime relating to piracy or counterfeiting, contact us for a consultation.

Tax Fraud / VAT / Carousel Fraud / MTIC

Carousel fraud is a complex type of fraud where goods and VAT are passed around between multiple companies and different legal jurisdictions, similar to a carousel.

MTIC (Missing Trader Intra-Community fraud) is a complex method of stealing the VAT charged on goods. By exploiting the way in which VAT is handled in different countries the perpetrator is able to charge VAT on the goods and abscond with the funds before paying them to the relevant Government.

HM Revenue and Customs investigations can take a long time which can cause problems for legitimate businesses including freezing bank accounts, making it difficult to trade in the mean time.

If you have been charged with any type of Tax fraud, contact us for advice.

Money Laundering

Money laundering is the process of concealing the source of illegally obtained money.

Money laundering can result in sentences of up to 14 years imprisonment. Money laundering prosecutions have increased dramatically since the introduction of the Proceeds of Crime Act 2002 (POCA) and there is now a statutory duty on professionals and institutions to report activity that they know, suspect or ought reasonably to suspect is money laundering.

If you have been charged with money laundering, or face a prosecution under the Proceeds of Crime Act, contact us for advice.

Conspiracy to Defraud

A conspiracy is an agreement between two or more people to commit an unlawful act, or to commit a lawful act by unlawful means; the former applies to conspiracy to defraud.

The actual unlawful act does not have to be carried out for the conspiracy to take place, however the defendants must have known they were acting dishonestly otherwise there can be no fraud.

If you have been charged with conspiracy to defraud, contact us for advice.